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A. There are about 44 AMFI (Association of Mutual Funds in India) registered fund houses in India which together offer more than 2500 Mutual Fund schemes.
B. One of the foremost aims of many investors is to achieve a higher rate of return on their investments to beat inflation and save for future needs. Mutual fund assists in generating higher inflation-adjusted returns, without them having to put in a lot of effort and time.
C. 6 Reasons why one should invest in Mutual Funds
D. Market Risk vs Return
Mutual funds are subject to market risks but how much and for how long?.The answer to this question depends on the fund you choose and the purpose of it. Mutual funds do have risks but do not necessary that always lead to losses. If you choose the right fund, you are more likely to profit much more than your anticipated losses. It might even surpass the amount invested by a great deal.
E. FEW KEY FACTORS TO BE CONSIDERED IN SELECTING THE FUND.
Having said about the No of schemes available in the market (approx.-2500 schemes), benefits of investing in mutual funds and the factors to be considered before investing in mutual fund etc., selecting the wining mutual fund to an individual keeping in mind his Financial goals, risk profile, time horizon etc, involves a rigorous process where both quantitative and qualitative parameters are considered as it is imperative to have a consistent performer in your portfolio.
Once the money is invested it is also equally important to monitor the performance of the funds on a periodical basis and when to exit the scheme, how much SIP is required to achieve the financial goal and when to start SWP etc are also the part of the financial planning process.
A Knowledgeable and experienced Financial Advisor can suggest a suitable mutual fund scheme for the individual based on the profile of the individual
We at S&B FINANCIAL SOLUTIONS have tied up with few of the best PMS providers in India which in turn can be offered to the customers depending upon the profile and risk taking capacity of the individual.
Any other or more details can be obtained and explained during the personal discussions.
We at S & B Financial Solutions offer all kind of consultation with respect to most of the financial products in India along with necessary TAX Consultancy services and as well any other legal issues related to Individuals.
We also do undertake the following services for NRI
Normally it is a combination of Equity, Debt, Real state etc. This products are offered to an individual or families as a whole. It is a long-term approach of Wealth creation and preservation.
A. GOALS
We spend time to understand your needs and aspirations and prepare a financial plan to achieve them.
B. PROTECT
We help you to prepare yourself if things go wrong financially.we identify what life insurance and health insurance is required to protect yourself and your family.
C. ASSET ALLOCATION
We arrive at the right asset allocation for you based on your risk profile and life stage ,we can chalk out a plan for you to move from current to recommended asset allocation.
D. TAX AND ESTATE PLANNING
We provide advise on better tax efficient products so that you can invest smartly. We also come up with Estate plan for wealth distributions to your future generation.
There is no need to over emphasize about the need to take Health Insurance policy for every individual. Hence it is said that having a HEALTH INSURANCE PLAN is the starting point of all Financial Plans. Here we look at the various important features and factors of Health insurance policy that may help you zero in on the right policy
A. Why you should get Health Cover
Basically it is for two reasons ie., for “FINANCIAL STABILITY’ AND as well as for “BEST TRATMENT”. According to few studies done in the past ,the medical inflation in India, much above the general inflation level. The need for adequate health insurance is necessarily becoming important and so is choosing the right health insurance plan.
B. How can we quickly buy a health insurance plan?
Here is some quick guide for beginners and there are three ground rules
Health insurance plan comes with numerous benefits and riders offered by different insurance companies in India that makes it difficult to choose the right policy as per the requirement of an individual and the following are few major factors which one should consider and compare before taking any decisions.
C. Having said the above basic facts the following major questions may arise in every individual’s mind before taking a health plan/policy.
LAST BUT NOT THE LEAST SHALL I PURCHASE THE POLICY ON ONLINE OR PURCHASE THROUGH AN AGENT.
The above Factors will be well explained by a knowledgeable and qualified Health Insurance Agent.
LAST BUT NOT THE LEAST, WHEN YOU ARE BUYING A POLICY, PLEASE VERIFY THE CREDENTIALS OF THE CONCERNED AGENT.